# Mastercard keeps tabs on fraud with new foundation model

- slug: mastercard-keeps-tabs-on-fraud-with-new-foundation-model
- date: 2026-03-18
- category: Artificial Intelligence

Mastercard is building a foundation model for commerce — and it does not need your name to do it

Mastercard has developed a large tabular model — an LTM, as opposed to the large language models powering chatbots — trained on billions of anonymized transaction records.

---