# Anthropic Called It Expected Behavior. Banks Now Own the Risk.

- slug: anthropic-called-it-expected-behavior-banks-now-own-the-risk
- date: 2026-04-25
- category: Agentics

JPMorganChase, Citi, and BNY are building AI agent infrastructure on a protocol Anthropic designed — and declined to fix. Under 2023 federal banking guidance, they own whatever vulnerabilities come with it.

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